Zero down payment loans are designed to offer home ownership opportunities to borrowers with good credit but who lack the ability or desire to make a down payment on a home. It provides an option for those who wish to invest their savings in assets other than their home.

This type of financing is popular among both first time home buyers and experienced home buyers.  100% financing is available for either a purchase or a refinance. Many terms are also available such as fixed rate or adjustable rate. Your mortgage consultant is a wonderful resource to help determine if zero down financing is right for you.